We strongly encourage all pet owners to consider obtaining pet insurance for their animals, as it helps protect you and your family from large, unexpected vet bills. Pet insurance is considered a form of property insurance and therefore does not function the same as human health insurance; pet insurance companies typically reimburse the owner after the pet has received care and the owner submits a claim to the insurance company. Most companies promise a quick turn-around time for reimbursement, and the claim forms can typically be faxed or e-mail to the company; a lot of companies even offer direct deposit into your bank account.
While there are many variables in terms of what conditions are covered by certain companies, no company covers pre-existing conditions, therefore the optimal time to get a pet insurance policy is when you first get your pet, before they have a history of medical problems. We have included links to a few pet insurance companies below. We encourage you to check out http://www.petinsurancereview.com/, which is a website that provides reviews from current pet insurance customers. Please feel free to contact us with any questions in regards to pet insurance.